国际结算 知到智慧树答案2024 z12281


第一章 单元测试

 

1、
What service isn’t provided by SWIFT?

A:message transmission
B:financial application
C:financial businesses
D:interbank file transfer
答案: financial businesses

2、
What is the advantage of SWIFT services?

A:reliable
B:fast
C:secure
D:cheap
答案: reliable;fast;secure;cheap

3、
What’s not a correct statement about SWIFT?

A:The headquarter of SWIFT is at Brussels.
B:The most important service provided by SWIFT is interbank file transfer.
C:It is a computerized international telecommunications system.
D:Messages are standardized formatted.
答案: The most important service provided by SWIFT is interbank file transfer.

4、
What’s not a correct statement about international settlements?

A:The banks are the center in the course of settlements.

B:It is financial activities.
C:settlements among countries
D:Cash transfer is the main method.
答案: Cash transfer is the main method.

5、
What services can SWIFT provide?

A:financial application
B:financial businesses
C:policy cooperation
D:interbank file transfer
答案: financial application;interbank file transfer

6、
Transfer payments are payments by (  ).

A:cash
B:financial instruments
C:silver
D:gold
答案: financial instruments

7、
Cash payments include payments by (    ).

A:cash
B:check
C:silver
D:gold
答案: cash;silver;gold

8、
International settlements serve for (    ).

A:financial transactions
B:payments between governments
C:service trade
D:goods trade
答案: financial transactions;payments between governments;service trade;goods trade

9、
SWIFT: society for worldwide interbank financial telecommunications, a computerized international telecommunications system that, through standardized formatted messages, rapidly processes and transmits financial transactions and information among its members around the world.

A:错
B:对
答案: 对

10、
International payments or international settlements are financial activities conducted among different countries in which payments are effected or funds are transferred from one country to another in order to settle accounts, debts, etc., emerged in the course of political, economic or cultural contacts among them.

A:对
B:错
答案: 对

第二章 单元测试

1、
What services are provided by correspondent bank (   ).

A:Collecting checks, drafts, and other credit instruments.
B:Providing banks with foreign exchange facilities, including commercial and traveler’s checks.
C:Making credit investigation of firms that borrow in the open market.
D:Providing banks with funds/loans in case of need.
答案: Collecting checks, drafts, and other credit instruments.;Providing banks with foreign exchange facilities, including commercial and traveler’s checks.;Making credit investigation of firms that borrow in the open market.;Providing banks with funds/loans in case of need.

2、
What is a correct statement about vostro account?

A:It’s a due from account.
B:It’s purpose is to facilitate international payments and settlements abroad.
C:It’s our bank’s account in the book of an overseas bank denominated in foreign currency.
D:It’s a due to account.
答案: It’s a due to account.

3、
Which system adopts a netting payment system? (    )

A:Fedware
B:Chaps
C:Target
D:Chips
答案: Chips

4、
Fedware is a system of RTGS.

A:错
B:对
答案: 对

5、
Chips is a system of RTGS.

A:对
B:错
答案: 错

6、
What is the advantage of netting payment system?

A:less settlement risks
B:secure
C:more powerful processing capacities
D:efficient
答案: more powerful processing capacities;efficient

7、
Vostro account is a due to account.

A:错
B:对
答案: 对

8、
What is a correct statement about Chips?

A:It’s member banks are commercial banks in New York.
B:It’s a netting system.
C:It’s acronym for Clearing House Interbank Payment System.
D:It’s operated by the New York Clearing House Association.
答案: It’s member banks are commercial banks in New York.;It’s a netting system.;It’s acronym for Clearing House Interbank Payment System.;It’s operated by the New York Clearing House Association.

9、
Fedware is operated by Fed reserve system.

A:错
B:对
答案: 对

10、
RTGS means each payment order is settled immediately upon its entry into the system in its entire (gross) amount.

A:对
B:错
答案: 对


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